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Photo of Dr Monica Vessio

Dr Monica Vessio

Research Fellow

Dr Vessio is Research Associate in the College for Social Sciences and International Law. She is currently involved in a multi-disciplinary project with Exeter Business school, Swansea law and computing department and RiverSimple, a company which sells hydrogen cars. The project output will have impact in addressing the current legal issues raised by the circular economy model and smart contracts but also in the issued raised by their cross/over. The project is part of the Circular Economy Centre for Wales Project and is funded by the European Regional Development Fund through the Welsh Government and the 2014-2020 European Structural and Investment Funds (ESIF) Programme. She joined Exeter Law School in June 2021 


Dr Vessio practised as a solicitor (attorney) in South Africa for over 12 years and has held positions at the University of Johannesburg and the University of the West of England. 


She studied law in South Africa at Rhodes University, Grahamstown (BA, LLB) and at the University of Pretoria (LLM (cum laude, honorary colours), LLD) 

Research group links

Research interests

Monica has a broad range of research interests: she started reading for her doctorate in the fields of contract and consumer credit law, then turned her focus onto various aspects of banking law, such as consumer and contractual aspects of it, and more recently the effects of the blockchain on regulatory aspects of banking. 


Having been in practice for many years she has a keen understanding of commercial transactions.  


In 2020 she published on digital aspects of banking law and central bank digital currencies and virtual currencies (England and South Africa). 


Annually, she updates the Banking Law and Practice loose-leaf (of which she is co-author). 


Monica finds the ever-pervasive contract law interesting as it percolates through all aspects of trade. She is now focussing her attention on smart contracts and the circular economy. Looking at the regulatory (jurisprudential) aspects of looping the supply chain while automating it at the same time. 

Research supervision

Monica has supervised many LLM students writing dissertation in the fields of banking, consumer, commercial and contract law.

She has stood as examiner for several LLD oral exams and LLM disserations.  

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